I was toying with possibly making a new skin for your model, when I noticed the error... and I wanted to run it by you to see if you were already aware of this and had possibly corrected it.
Your .int file:
You listed all 3 areas with the exact same label, which is causing a conflict. That should be 2 different skins in the same thing, but as you have identical labels only the 1st listed skin is working.
That top part is all of this:
That 2nd part is this...
...but because it has the same label, when you select it in game only the top part shows up.
Frankly, it's a miracle the face talk texture works at all.
In order for the middle skin, that 2nd part, to work it needs to be labeled as something different.
Oh, the voicepack issue is because the model isn't specified as "female". That's why all the selection options show the "male" voicepacks. I can see that but don't offhand know how to fix it.